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Testimony on New Homes Tax




Testimony of the
American Homeowners Grassroots Alliance


Submitted to the
Senate Commerce Committee


Holding hearings on
Softwood Lumber Trade with Canada

February 14, 2006

 

The American Homeowners Grassroots Alliance (AHGA), which serves the nation’s 75 million homeowners, applauds the Senate Commerce Committee for holding this hearing on softwood lumber trade with Canada. AHGA supports free trade and opposes tariffs and other restrictions that raise the price of homes and products used by homeowners and other consumers. A free trade policy is in the best long-term interest of the US and other countries, and results in the greatest benefit to homeowners and other consumers in all countries. The fast changing world economy and expanding trade between nations will continue to shift competitive advantages from industry sectors in one country to those in another. The appropriate solution to the inevitable challenges of worker displacement and corporate profitability challenges that result is the extension of unemployment benefits and an expansion of trade adjustment assistance. AHGA supports strengthening trade adjustment assistance programs; in particular by expanding funding for worker retraining so displaced workers can qualify for employment in growing industries.

AHGA is disappointed by the support of the U.S. Commerce Department for tariffs on softwood lumber from Canada that would impose an indirect tax averaging $1,000 on many new homes built in the U.S. and would substantially increase the cost of home additions and other remodeling projects. A current tax of approximately 10% is imposed on Canadian softwood lumber, a primary building component of new homes. These tariffs make homes less unaffordable, especially to the most vulnerable first time buyers who account for a substantial portion of the nation’s annual 1.6 million new home sales. The tax would price almost 300,000 families out of the market and would make home additions and other remodeling projects unaffordable for many more homeowners. It will add substantially to taxpayer contributions to the cost of rebuilding homes destroyed by Hurricane Katrina.

AHGA strongly opposes the tariffs. Those most affected will be first time new home homebuyers and those who would otherwise barely qualify for home ownership. Their purchases will be delayed until their earnings increase. In the meantime they will lose the opportunity to build equity in a home they could have owned. A recent trend toward increases in mortgage interest rates will also keep home ownership out of reach for many of them. While others will still be able to buy a home, many of them will be paying interest for 30 years on the $1,000 home price increase resulting from the tariff. The increase in cost for lumber in home additions and other remodeling projects would also increase substantially, and many of the nation’s 75 million homeowners would pay the price.

AHGA is opposed to the implementation of tariffs and other restrictive border measures because they deny the dream of home ownership to millions of Americans and because they will prolong the current recession. From an employment standpoint the tariffs could also contribute to layoffs in the construction industry and its suppliers. We urge members of the Committee to ask the Administration protect U.S. consumers and ask Ambassador Portman not to include, in any agreements with Canada, any provision that would impose a lumber-related tax, quota, or other government-mandated cost increase on U.S. consumers.

We urge members of the committee to resist pressure from large U.S. timber companies that support the lumber tariffs. Those companies currently receive large subsidies from the U.S. government. While AHGA is sympathetic to potential job losses in that sector, the tariffs would only shift job losses to the home building and supply sector. They would also deny home ownership to many more Americans, raise ownership costs to many others, and undermine principals of free trade that benefit homeowners and other consumers.

The American Homeowners Grassroots Alliance (AHGA) is a national bipartisan advocacy organization representing the nation’s 75 million homeowners. AHGA believes that policies that encourage and protect home ownership are in our national best interest. Those policies encourage and sustain the maintenance of a strong and broad middle class, build a sense of community and responsibility, and facilitate investment in homes, which are the largest, most universal savings/equity-building vehicle for most Americans. AHGA’s positions and more information about the organization are available at AmericanHomeowners.org. The American Homeowners Foundation’s section of the website also contains free educational materials to help homeowners and future homeowners buy, sell, remodel, and finance their homes.

 
 

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