AHGA Home

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Testimony on the
Implementation of the Cable Communications Policy Act



Before the
Federal Communications Commission
Washington, DC 20554


In the Matter of )
Implementation of Section 621(a)(1) of )
The Cable Communications Policy Act ) MB Docket No. 05-311
Of 1984 as Amended by the Cable )
Television Consumer Protection and )
Competition Act of 1992 )
 



COMMENTS OF AMERICAN HOMEOWNERS GRASSROOTS ALLIANCE

I. Introduction

The American Homeowners Grassroots Alliance (AHGA) is a national consumer advocacy organization serving the nation’s 75 million U.S. homeowners. Television services are of growing importance to American homeowners, and not just for their educational and entertainment potential, but because those services are becoming a more integral part of the larger landscape of broadband services that collectively and increasingly impact how we learn, how we work, how we deliver health care and related services, and much more. Sadly, the provisioning of these services has been restricted to a single cable monopolist in most communities, and in the last five years alone they have raised prices by more than 86 percent.
American homeowners do not want to be left behind in the broadband revolution, and according to a recent UN Report, that is exactly what is happening.  We are ranked 17th in the world, below many developing countries in broadband penetration, and what broadband we do have is woefully inadequate by international standards.  However, this is more than just a statistical embarrassment; it also has a direct impact on the wallets and quality of life of virtually every American homeowner.

II. The Need and Authority for Action

While pricing for other telecommunications goods and services have been declining, cable television rates have been increasing at more than 3 times the rate of inflation.

Fortunately, this trend is reversed in areas where cable providers are subject to competition from another TV services provider. In those areas, rates FALL by an average of 15%, and advanced services available TV service providers proliferate. Indeed, more recent data suggests that these numbers may significantly understate the potential consumer savings from competition. In Keller, Texas the incumbent cable provider dropped their premium service package rates by 50% when a telephone company announced plans to enter their market late last year, a price cut of $50 a month or $600 a year. A recent Bank of America study found that in three different markets the average annual TV services subscription price reduction upon telephone company entry into cable TV markets was $242.23, or 36%.
That is a very substantial savings for the average homeowner. Even more impressive were the total price reductions found by the Bank of America study in premium service packages, including video, Internet, and telephone, in those three markets. The average annual savings on all three was $390.56 when a new competitor to the incumbent cable TV company entered the market. To the best of our knowledge the magnitude of potential annual savings to homeowners from increasing video services competition in the U.S. would benefit homeowners more significantly than any other action to promote consumer cost savings that the government might realistically take. Clearly that economic impact argues strongly for the removal of barriers to the market entrance of cable TV competitors.

Sadly, less than 3 percent of Americans live in an area with effective competing cable providers. The downsides of satellite technology remain pervasive to the point that it is not very competitive against any other source of video services, and it generally prospers only in rural areas where there is no other choice. As a result most of us are effectively stuck with a single cable monopolist who raises prices faster and more consistently than the oil companies. The franchising process is one of the largest barriers to new competitors in the video marketplace. Cable monopolists pull out every trick in their arsenal to delay or subvert the franchise process, which can take months or even years to negotiate (and may not succeed anyway) even without their interference.

For homeowners, time is of the essence. In the six to eighteen months that it takes to negotiate an average competitive cable franchise, a typical American cable TV subscriber will continue to pay $242 - $390 annually to the entrenched monopolist cable providers who will capture between $4 and $12 billion dollars in excess subscription fees from these captive American homeowners. With this level of immediate potential savings possible we believe that such a lengthy franchise process is clearly unreasonable, and we urge the Commission to use its authority under Section 621 of the Communications Act to prevent such unreasonable delaying tactics.

III. How will the evolving American homeowner benefit from Cable Competition?

Lower TV service prices are only a small part of the benefits from adopting policies which speed the convergence of voice, data, and video services. Vibrant competition to build the best pipe to customer’s homes offers the greatest potential to help American homeowners realize all the potential benefits of broadband and help America become a leader in the next broadband revolution. It is impossible to imagine the full potential of a nationwide next-generation broadband network, but some of the applications are coming into focus and their potential to improve the quality of life for every category of homeowners is tremendous.

The dual-income family.  This will be the first generation where a majority of American homeowners are dual-income households. With both homeowners working, the remaining time available for other activities is severely constrained. There is less time to shop, pay bills, maintain the home, and to the myriad of other responsibilities that we face in a modern society. Parents are even more challenged to find time with their children, and nonparents have less time available for social opportunities. Fortunately the technological sophistication of the average homeowner is growing rapidly, and technology is playing a critical role in enabling these families to cope with the work-life balance. The ever expanding array of TV services is bringing more entertainment and education services into their home. The broadband delivery of Internet services, which can accompany TV services, brings the same kinds of economies and an even more vast range of educational, entertainment, and commerce opportunities. All of these services are saving homeowners a tremendous amount of time and reducing traffic and pollution from trips to libraries, government offices, malls, and video rental stores.

Home based businesses and teleworkers. Home based businesses and teleworkers are a rapidly growing segment of the American workforce. Approximately 100,000 home-based businesses are established each month according to the Community Associations Institute. By some estimates, as many as 40 million people work out of their homes. As more powerful broadband becomes more available, the number and technological sophistication of home-based businesses will grow even more dramatically. Women-owned home-based businesses number 3.5 million in the US, and provide employment for another 14 million other people. The number of teleworkers, freelancers, independent contractors, and consultants working from home is increasing dramatically, as are the number of employers who are realizing the benefits of starting a teleworking program. More than 720,000 people earn their living on eBay – either full or part-time. Currently, there are over 30,000 eBay "Power Sellers", most of them home-based businesses who sell between $2,000 and $25,000 per month on eBay.

Employers are increasingly supporting the migration of workers to telecommuting. This year, 82.5 million workers world-wide have done their jobs at home one day a month, more than double the figure from 2000, according to Gartner Inc., a technology research firm. It predicts the figure will grow to more than 100 million workers by 2008. "Broadband technology has made all of this a lot more feasible than five or six years ago," says Brett Caine, group vice president of Citrix Online, which makes software for teleworkers. Congressman Frank Wolf’s federal teleworking legislation is increasing the number of federal employees who work from home and teleworking is growing rapidly in popularity in the private sector. According to a compensation survey of 1,400 CFOs conducted by Robert Half International, 46% said telecommuting is second only to salary as the best way to attract top talent. However, 33% said telecommuting was the top draw.

It is no wonder that employers are seeing the value both in terms of reduced overhead costs and employee satisfaction in supporting teleworking, and employees are seeing the advantages of saving energy and commuting time and a much enhanced quality of life. The productivity of these workers will be enhanced, and we believe that more U.S. jobs will find themselves "insourced" to the same workers in their suburban or rural homes rather than outsourced to India or China. Technology is fostering a return to a more home centric work-life balance, and it enables a parent to stay home with a child while still providing or contributing to the household income. Many families have two generations in the workforce and two generations in need of care (children and grandparents), and a home-based business is a viable way for families to address this need.  Many of these entrepreneurs and teleworkers require faster upload speeds, and more reliable connections than are currently available.  Just as eBay and other community oriented internet sites created an entirely new genre of online entrepreneur, two-way interactive video will enable a plethora of new opportunities for the home-based businessperson.  The mushrooming demand for broadband home access has impacted the homebuilding sector, and new homes are increasingly preconfigured for broadband optimization.

Senior citizens. Perhaps the most important way in which broadband may be used is in the area of health care. Health care costs are ballooning out of control and consuming more and more of the federal budget as well as homeowner’s budgets. The biggest consumers of health care are seniors. There are tremendous opportunities to save substantial amounts on medical costs through integrated home based monitoring and intervention systems for patients with chronic illnesses. Today’s technology enables a patient at home to wear a monitor that continuously transmits relevant medical data over wireless broadband networks to health care providers. Approximately 8 million Medicare beneficiaries have five or more chronic conditions, and account for over 2/3 of the program’s spending, according to Partnership for Solutions. Chronic illness care accounts for at least 78 percent of all health care spending, which works out to $1 trillion+ annually. Broadband could bring savings to the 35 million U.S. seniors total senior through integrated systems of home monitors. Since Medicare Covers all items and services that are “reasonable and necessary for the diagnosis or treatment of injury” the broadband component of integrated home network systems might also be eligible for Medicare coverage. Those systems reduce senior’s needs to go out to see their doctors or go to the hospital. This in turn will reduce the growing pressure on hospitals and reduce the demand for a very expensive form of health care. Some of the potential savings have already been documented - the Veterans Administration’s integrated chronic disease monitoring program has cut hospital admissions by up to 60 percent, not only saving money, but also saving lives by helping identify and deal with problems before they require emergency room attention.

Wider use of telemedicine (two-way video communication between patients and health care providers) will eliminate the need for many in-person visits to health care providers. Home based monitoring and telemedicine can make it possible for seniors to remain in their homes, saving the cost of nursing home, or institutionalized, care (which averaged about $78,000 annually in 2004). With these broadband-based tools many seniors will be able instead to receive sufficient attention through home health care. Delivered three hours a day for five days a week it costs an average of about $14,000 annually, or $50,000 or more savings per person.

Broadband will also enable some seniors and disabled individuals to continue work remotely. This is a growing trend as more seniors are working longer either by preference or, unfortunately because cuts in pension benefits and escalated health care costs require them to. Lastly, the benefits of broadband are social as well. Many in the baby boom generation now entering retirement are sufficiently knowledgeable of technology that broadband and its ever growing applications such as two way video can create new social opportunities for those less able or less inclined to leave their homes with the same frequency as when they were younger.

IV. Conclusion.

It is clear that the issue of TV services competition has extremely broad implications. A typical American homeowner can save hundreds of dollars every year just on their TV services expenses if the Commission can do its part to facilitate the rapid deployment of TV and other broadband services. This is a substantial amount of a typical homeowner’s remaining disposable annual income after they pay their mortgage and other necessary living costs. The contribution of increased TV services competition to the expansion of broadband will help home based businesses and teleworkers now, and will facilitate the delivery of new cost saving health care options that will allow seniors and the disabled to live longer in their homes while saving them and the federal government billions of dollars in health care costs.

To be sure there is still and should always be an important role for local governments in exercising their police powers over the public rights-of-way, and ensuring that cable television remains a vehicle for local programming, but it is time to make the tremendous potential savings through TV services competition a reality.

Even more importantly TV services are only one broadband application, albeit an important one. As we foster more competition in TV services we simultaneously foster more competition, faster deployment, more applications – and commensurate savings – in other broadband applications.

We believe that the franchise negotiation could be shortened to a few days by adopting standard terms with regards to Public, Education, and Government (PEG) channels, franchise fees, and anti-redlining. Any company wishing to provide cable service could then simply agree to the terms and apply for building permits to start constructing their network. This would save homeowners billions of dollars, and would not impact local control over the rights-of-way – a true win-win!

We urge the commission to develop standard franchise terms, and to determine that any franchise which attempts to go beyond those terms or take more than 15 days to negotiate is unreasonable. In taking this action, the commission the Commission can save consumers billions of dollars on their TV service bills, and speed the rollout of advanced broadband services.

 
 

AHGA Privacy Policy:  
AHGA does not disclose any information about   it's members or customers to any other party under any circumstances
Copyright AHGA 2008.  Please report any problems with this website, such as broken links, to beth@americanhomeowners.org