Home

Let’s make 2006 the year of Homeowners’ Rights!

 
Dear Fellow Homeowner:

The New Year is a time of promise and hope. With a growing economy and low unemployment, more Americans than ever are buying a home and many more dream of home ownership. While home prices have skyrocketed and new technology has reduced the cost of doing business, real estate commissions have increased in actual dollars and consumers are paying more than ever for the same level of service.  The Internet has changed the way our society works, plays and communicates. In most industries – travel, finance and retail just to name a few – the Internet has expanded consumer choice, increased the availability of information, and lowered the cost of goods and services for consumers. But the promise of the Internet – the increased choice, competition and lower prices that the Internet has brought to other industries – has not come to the real estate industry. Why?

According to one real estate industry trade publication it is because a few large real estate conglomerates are manipulating their national trade association into adopting industry rules that make it harder for those of us who would like to use new business models to save money in our real estate transactions. In many states real estate associations are promoting laws that would prohibit rebates or outlaw real estate service companies who specialize in listing your home in the local multiple listing service (MLS) which also feeds your listing to many other local brokers’ websites. Some charge as little as two hundred dollars to list your home in the MLS, but you have to hold your own open houses and do your own negotiating. At the national level, until the federal government stepped in, the National Association of Realtors was poised to adopt an industry rule that would allow a broker to withhold a home seller’s listing from the MLS without telling the home seller. MLS listings appear on many real estate brokers’ web sites, and with nearly 80% of home buyers using the Internet in their home search the MLS is an extremely important tool for selling your home. Although consumers, and small real estate brokers and their agents would all suffer from this reduced exposure, the large real estate companies would benefit because such a rule would enable them to drive their smaller competitors out of business whether they be a traditional broker or an inexpensive consumer alternative.

We are not the only ones who believe that the system is broken and needs reform. The U.S. Department of Justice (DOJ) recently filed suit against the National Association of Realtors for blocking competition, and the Federal Trade Commission and DOJ sued some states for erecting barriers to competition in real estate and has urged state legislatures in other states to refrain from passing anticompetitive and anticonsumer laws. In Congress, House Financial Services Committee Chairman Michael Oxley ordered a GAO report based on his concerns that the promises of the Internet were not reaching consumers in real estate. The Consumer Federation of America has entered the fray, criticizing the industry’s anti-consumer practices. Even the editorial board of the business-friendly Wall Street Journal has criticized the real estate “cartel,” calling its practices a “racket.”

We know that we’re up against a powerful lobbying force. At the state level, the large real estate brokerage companies continue to brazenly advocate for legislation that restricts consumer choice and harms competition, despite the fact that both the Department of Justice and the Federal Trade Commission strongly objected to the bills. Until now their large political action committees and powerful grassroots networks have overpowered President Bush’s federal agencies. It is now time to raise the voice of the nation’s 75 million homeowners.

We believe that homeowners and those who dream of buying a home – must be protected. So we are raising our voice, and we ask you to join us. We have already contacted key legislators in Congress and key state legislatures and warned them of this effort to force you to pay many thousands of dollars more than necessary when you sell your home. However even with the good work of the U.S. Department of Justice, the Federal Trade Commission, our efforts, and the opinions of respected publications like the Wall Street Journal, we still need your help in expressing your views to your state and federal legislators.

We have the ammunition to help you create your own message – this letter and the links to the documents pasted below. Feel free to copy and paste any of the content into your message. At the bottom there is also a link to look up the email address and/or phone number of your state and federal legislator. Only you can take the next step – a few minutes of your time to contact your elected representative and ask that they oppose any laws or regulations that would deny or limit your option of marketing your home in any fashion you desire.

Working together we can succeed!

Sincerely,

Bruce Hahn
President, American Homeowners Grassroots Alliance



Links:

Wall Street Journal Editorial on Real Estate Competition (pdf)
2005 GAO Real Estate Brokerage Competition study summary
AHGA Minimum Services Comments to Texas Real Estate Commission

Justice Dept., FTC warn against limited-service real estate rule
Realtors Aghast at notion of competition
Standing up for homeowners at every turn
Realtors, Regulators face off over online home listings
Federal antitrust agencies attack Missouri real estate law
Cutting the commissions
NAR president sponsored limited-service law in Utah
Realtors sued over access to listings
Brokers Fiddle as Real Estate Burns
Discount Firms Blast Realtors
Pay Less for Real Estate
Lobbying to Sell Your House
Contact your Federal and State Legislators

Real Estate: Why are you paying 6%? (pdf)
Realtors Fight Cost Cutters with Rule to Keep Fees High (pdf)